Abstract:Facing the heated competition in finance,urban commercial bank should improve the level of financial management.Aimed at the topic,the paper analyzes the extreme importance of impoving financial management firstly,then the Total Asset Scale,Earning Aptitude,Asset Quality,Financial Anti-Risk Aptitude are selected for reflection of present situation of financial management in urban commercial bank.The main defects are found as the result above.Finally the countermearsures are advanced for improving financial management,thus the practice relevant can be inspired correspondingly.