In recent years, with the development of national economy, the non-governmental financing has been booming as a new finance resource, making great influence on the financial industry. Due to its inborn risk, and the lack of definite regulation in the current law, the non-governmental financing has not been effectively controlled on its inborn risk. This paper studies non-governmental financing, and takes a special research into the non-governmental financing in Handan. It makes a survey of the current situation in Handan, and presents the positive effect and problem of the non-governmental financing. Thus it puts forward the countermeasures and suggestions to make better atmosphere for non-governmental financing.