In the current development of our country, the number of P2P lending platforms has increased dramatically, this is followed by the emergence of various financial problems, so in the future development of our country, these problems need to be corrected in order to regulate China's financial market. Researching on the legal basis of China's P2P network lending platform, this paper points out the legal problems existing in the current network lending platform, and on this basis, it puts forward countermeasures so as to protect the property rights of the parties concerned with the lending platform.