The rapid development of rural revitalization needs a lot of funds. Because of the restrictions' conditions of formal finance on farmers' loan, the new rural financial institutions themselves have the inclusive nature that everyone has the same financial service power, which is of great significance to the promotion of Rural Revitalization strategy. However, the highly differentiated peasants and the fundamental changes in the connotation, function and form of the whole agriculture have brought about tremendous changes in the pattern of the rural financial market in the current rural areas, and supervision of rural financial market is inadequate. The new rural financial reform is different from the incremental reform of the inclusive financial system in the countryside, so as to establish and improve a suitable universal financial system. It is urgent to establish and improve the rural financial innovation and risk control system suitable for inclusive financial development.